Move cyber insurance from static assessments to continuous risk intelligence.
Falcon is a continuous cyber risk intelligence platform for insurers, underwriters and reinsurers. It assesses risk across 30+ frameworks, distils it into a single Cyber Risk DNA score, and keeps monitoring after you bind — so a deteriorating risk never stays invisible until a claim.
Cyber insurance is a balance-sheet instrument — priced like a form.
Cyber insurance is no longer an IT product. It protects the balance sheet against operational disruption, regulatory fines, ransomware, business interruption, supply-chain compromise and reputational damage. Yet the industry still underwrites it on proposal forms and self-attestations — a limited snapshot of risk at a single point in time.
Falcon closes that gap by combining comprehensive risk assessment and third-party intelligence with continuous external monitoring, threat intelligence, credential-leak detection and attack-surface visibility — one platform across the whole cyber risk lifecycle.
Proposal forms can't see the risk they're pricing.
Current models depend on proposal forms, questionnaires, self-declarations and limited security assessments — and that creates significant blind spots.
One form can't assess every risk
A healthcare provider, a bank, a manufacturer, a pharma company and a cloud provider have fundamentally different cyber risk profiles — yet many insurers assess them with near-identical proposal forms. The result is inaccurate scoring, mispriced premiums and rising loss ratios.
Underwriters aren't cyber experts
Real cyber risk demands reading Zero Trust, identity security, OT/ICS, third-party risk, cloud security, data-protection frameworks and regulatory compliance. Without objective intelligence, it's hard to tell strong controls from a confident questionnaire.
Good, bad and ugly look alike
Mature governance, quiet control gaps and active compromise can all submit a clean form. Falcon separates them with evidence — controls maturity, real exposure and live threat indicators — not gut feel.
Intelligent risk assessment, one DNA score.
Falcon runs a unified cyber risk assessment across more than 30 security and compliance frameworks, then converts the responses into a single Cyber Risk DNA score — measuring actual security maturity, not checkbox compliance.
Real maturity, not a checkbox.
Instead of asking “Do you have MFA?”, Falcon evaluates coverage percentage, administrative accounts protected, vendor access controls, privileged identity controls and conditional-access maturity — then rolls assessment, threat intelligence and attack surface into one score.
Good, bad and ugly — automatically.
Falcon categorises every organisation by real posture, with the expected loss behaviour that follows — so you can select and price before binding.
Strong controls, mature governance
- Strong identity controls
- Mature governance
- Continuous vulnerability management
- Low external exposure
- Strong incident response
- Lower claim frequency
- Lower claim severity
- Better loss ratios
Partial controls, real gaps
- Partial control implementation
- Security gaps
- Weak third-party governance
- Limited monitoring
- Moderate claims likelihood
- Higher premium requirements
Exposed, compromised, active threat
- Exposed assets
- Leaked credentials
- Poor patching
- Weak governance
- High ransomware susceptibility
- Elevated claims probability
- Premium uplift
- Mandatory remediation
The real risk begins after the policy is issued.
Most insurers lose visibility once a policy is bound — a major blind spot. Falcon keeps watching across four domains and re-scores posture continuously.
External attack surface
Internet-facing assets, shadow IT, unknown assets, exposed services and misconfigurations — the footprint applicants can't fully see themselves.
Outside-inThreat intelligence
Dark-web monitoring, credential leaks, data-breach exposure, criminal-forum intelligence and malware indicators tied directly to the insured.
Threat intelVulnerability exposure
Exposed vulnerabilities, high-risk CVEs, exploitable assets and internet-facing weaknesses — ranked by what an attacker would actually reach first.
VulnerabilitiesDigital risk protection
Brand impersonation, domain spoofing, phishing infrastructure and executive impersonation detected before they turn into a claim.
Digital riskRisk posture updates continuously — not once a year.
Instead of an annual review, Falcon re-scores as the world changes. One insured, tracked over eight months:
The insurer receives proactive alerts before a claim occurs — not a surprise at renewal.
Value for every party to the policy.
Select and price on evidence
- Better risk selectionIdentify good, bad and ugly risks before binding coverage.
- Improved pricing accuracyPremiums reflect actual cyber maturity.
- Reduced loss ratiosAvoid underwriting highly exposed organisations.
- Continuous visibilityMonitor posture throughout the policy lifecycle.
- Faster decisionsCut underwriting turnaround time.
- Portfolio intelligenceBenchmark insureds against industry peers.
See the portfolio, not the policy
- Portfolio aggregation visibilityUnderstand cyber exposure concentration.
- Accumulation risk analysisIdentify correlated cyber exposures.
- Systemic risk monitoringDetect emerging threats across portfolios.
- Better treaty pricingEnable data-driven reinsurance decisions.
One assessment, continuous gain
- Single assessmentOne assessment mapped across multiple frameworks.
- Reduced compliance fatigueEliminate duplicate questionnaires.
- Continuous security improvementTrack cyber posture over time.
- Better premium opportunitiesStrong posture can earn preferred pricing.
A growing market that's outgrowing static assessment.
projected to keep growing rapidly
- Ransomware remains among the largest drivers of cyber claims.
- Third-party and supply-chain compromises continue to rise.
- Human error is involved in a majority of cyber incidents.
- Organisations with continuous monitoring programs detect incidents significantly faster than those relying on annual assessments.
These trends are increasing demand for continuous cyber risk intelligence among insurers and reinsurers.
The future isn't annual questionnaires.
Know the risk. Monitor the risk. Price the risk. Reduce the risk.
Falcon turns cyber insurance from a reactive claims product into a proactive risk-management platform for insurers, reinsurers and brokers. See it score — and keep watching — a real submission.
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